Current Loan Rates (4/1/15-6/30/15):

 

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FEDERAL CREDIT UNIONPar-Del Employees

POB-4067 800 Wyoming Ave. Wyoming, PA 18644 (570)693-2545 (1-888-4PAR-DEL) Office (1-570-693-2377) FAX

Savings Rates Paid for the Quarter Ended 3/31/2015:

 

 

PLEASE NOTE: Savings rates are computed based on the average monthly account balance. An account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter. For share draft accounts, dividends are posted on a monthly basis. A Truth in Savings disclosure covering all types of share accounts is available upon request. Contact our office for further information.

All loan rates listed are APRs (Annual Percentage Rates).

All rates are subject to change without notice.

Fully Share Secured:

 

 

Maximum loan $45,000

Up to 60 months.

1.90%

New Car Loans: 2015

Up to 24 months

1.90%

 

25 to 36 months

2.50%

 

37 to 48 months

2.90%

 

49 to 60 months

3.50%

 

61 to 72 months

4.00%

Maximum loan $40,000

 

 

Used Car Loans:

 

 

20142013

Up to 36 months

3.00%

90% of NADA

37 to 48 months

3.50%

 

49 to 60 months

4.00%

201220112010

Up to 36 months

4.00%

80% of NADA

37 to 48 months

4.50%

 

49 to 60 months

5.00%

20092008

Up to 48 months

5.90%

80% of NADA

 

 

Signature Loans:

 

 

 

Up to 36 months

7.50%

 

37 to 48 months

8.50%

Maximum $10,000 or 20% of annual income

Home Equity Loans:

 

 

 

36 months

3.50%

 

48 months

3.75%

 

60 months

3.90%

 

Up to 96 months

Balloon

4.00%

 

Up to 120 months
Balloon

4.50%

Minimum $5,000, maximum $75,000, maximum term 120 months (balloon)

Processing fee of $75

If an appraisal is needed $150-200

1st Position: 85%

2nd Position: 80%

Regular Share Balance

Annual Percentage Rate

Annual Percentage Yield

Under $500.00

0.000%

0.000%

$500.00$4,999.99

0.100%

0.100%

$5,000.00$9,999.99

0.150%

0.150%

$10,000.00$24,999.99

0.250%

0.250%

$25,000.00$49,999.99

0.300%

0.300%

$50,000.00 Up

0.350%

0.350%

Vacation Clubs

 

 

All Balances

0.000%

0.000%

Share Drafts (Checking)

 

 

All Balances

0.000%

0.000%