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Current Loan Rates (4/1/15-6/30/15):
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Home |
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Services |
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Rates |
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Rates |
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POB-4067 ² 800 Wyoming Ave.² Wyoming, PA 18644 ²(570)693-2545 ²(1-888-4PAR-DEL) Office ²(1-570-693-2377) FAX |
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Savings Rates Paid for the Quarter Ended 3/31/2015:
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PLEASE NOTE: Savings rates are computed based on the average monthly account balance. An account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter. For share draft accounts, dividends are posted on a monthly basis. A Truth in Savings disclosure covering all types of share accounts is available upon request. Contact our office for further information. |
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All loan rates listed are APRs (Annual Percentage Rates). |
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All rates are subject to change without notice. |
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Fully Share Secured: |
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Maximum loan $45,000 |
Up to 60 months. |
1.90% |
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New Car Loans: 2015 |
Up to 24 months |
1.90% |
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25 to 36 months |
2.50% |
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37 to 48 months |
2.90% |
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49 to 60 months |
3.50% |
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61 to 72 months |
4.00% |
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Maximum loan $40,000 |
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Used Car Loans: |
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2014—2013 |
Up to 36 months |
3.00% |
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90% of NADA |
37 to 48 months |
3.50% |
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49 to 60 months |
4.00% |
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2012—2011—2010 |
Up to 36 months |
4.00% |
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80% of NADA |
37 to 48 months |
4.50% |
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49 to 60 months |
5.00% |
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2009—2008 |
Up to 48 months |
5.90% |
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80% of NADA |
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Signature Loans: |
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Up to 36 months |
7.50% |
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37 to 48 months |
8.50% |
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Maximum $10,000 or 20% of annual income |
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Home Equity Loans: |
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36 months |
3.50% |
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48 months |
3.75% |
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60 months |
3.90% |
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Up to 96 months Balloon |
4.00% |
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Up to 120 months |
4.50% |
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Minimum $5,000, maximum $75,000, maximum term 120 months (balloon) |
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Processing fee of $75 If an appraisal is needed $150-200 |
1st Position: 85% 2nd Position: 80% |
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Regular Share Balance |
Annual Percentage Rate |
Annual Percentage Yield |
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Under $500.00 |
0.000% |
0.000% |
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$500.00—$4,999.99 |
0.100% |
0.100% |
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$5,000.00—$9,999.99 |
0.150% |
0.150% |
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$10,000.00—$24,999.99 |
0.250% |
0.250% |
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$25,000.00—$49,999.99 |
0.300% |
0.300% |
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$50,000.00 Up |
0.350% |
0.350% |
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Vacation Clubs |
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All Balances |
0.000% |
0.000% |
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Share Drafts (Checking) |
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All Balances |
0.000% |
0.000% |