These rates were paid 9/30/09.  They are not guaranteed for 12/31/09. 

Regular Shares (Savings)

IRA Accounts

APR

APY

APR

APY

Under $500.00

0.000%

0.000%

0.000%

0.000%

$500—$4,999.99

1.000%

1.004%

1.500%

1.508%

$5,000—$9,999.99

1.250%

1.256%

1.700%

1.711%

$10,000—$24,999.99

1.500%

1.508%

1.900%

1.914%

$25,000—$49,999.99

1.750%

1.762%

2.100%

2.117%

$50,000 Up

2.000%

2.015%

2.250%

2.273%

Signature Loans ($1,000—$2,000,
all terms)

9.00%

Signature Loans (Over $2,000)

12 months
24 months
36 months
48 months
60 months

7.50%
8.50%
9.50%
10.50%
11.50%

Vehicle Loans (2010, 2009, 2008)

24 months
36 months
48 months            
60 months

Available with Mileage Under 15,000:
72 months with 36 month balloon
72 months fixed

     Available for $25,000+ Loans on
Current Model Year:
84 months with 42 month balloon
84 months fixed

4.25%
4.50%
4.90%
5.25%

4.50%
5.50%

4.90%
5.75%

Vehicle Loans (2007, 2006, 2005)

36 months
48 months
60 months (only for loan of $15,000+)

4.90%
5.25%
5.50%

Vehicle Loans (2004, 2003, 2002)

36 months
48 months

5.50%
5.90%

100% Share Secured Loans

24 months
36 months
72 months*
*with 36 month balloon
48 months
84 months**
**with 42 month balloon
60 months
72 months fixed
84 months fixed

4.25%
4.50%
4.50%

4.90%
4.90%

5.25%
5.50%
5.75%

50% Share
Secured Loans

36 months
($1,000—2,500)
48 months
($2,501—4,000)
60 months
($4,001 +)

7.50%

8.00%

8.50%

Home Equity Loans
(Minimum of $10,000)

Fixed:
36 months
48 months
60 months
72 months
84 months

72 months with 3 year balloon
108 months with 3 year balloon
144 months with 3 year balloon

96 months with 4 year balloon
144 months with 4 year balloon

120 months with 5 year balloon
180 months with 5 year balloon

144 months with 6 year balloon

168 months with 7 year balloon

4.50%
4.90%
5.25%
5.50%
5.75%

4.90%
4.90%
5.15%

5.15%
5.40%

5.40%
5.50%

5.65%

5.75%