|
Home |
|
Rates |

|
Tioga Area Federal Credit Union 123 Main Street Wellsboro, PA 16901 |
|
To contact us: |
|
Dividends are computed quarterly and are calculated by the average daily balance method. Rates to the right are for the preceding quarter ended 12/31/13 and are subject to change without notice. APR = Annual Percentage Rate |

|
Services |

|
TAFCU Take an additional 0.25% APR off the current loan rate: * You must have a savings & checking account. * The loan must be repaid either through your checking or savings account OR through payroll deduction. * Not available on current loans, refinanced loans or any loan special. * Members are allowed one personal loan & one loan special at the same time. |
|
The credit union has the authority to match a competitor’s rates and terms when it is in the best interest of the credit union. The credit union will require the name of the financial institution , the rate and the term the members had applied for and been promised and approved. Member must meet all loan requirements of the credit union. Loans will be lowered up to 1% for qualifying member, provided that the current credit union loan rate is no less than 2.74%. Signature loan specials, signature personal loans and existing loans do not qualify. Only available for new and used vehicles, motor homes, boats, RV’s, home equity loans and secured loans. |
|
Regular Share (Savings) Accounts |
||
|
Under $500.00 |
0.00% APR |
|
|
$500.00 to $9,999.99 |
0.15% APR |
(APY 0.150%) |
|
$10,000.00 to $24,999.99 |
0.20% APR |
(APY 0.200%) |
|
$25,000.00 to $49,999.99 |
0.25% APR |
(APY 0.250%) |
|
$50,000.00 and above |
0.30% APR |
(APY 0.300%) |
|
|
|
|
|
Share Draft (Checking) Accounts |
||
|
Under $2,500.00 |
0.00% APR |
|
|
$2,500.00 and above |
0.10% APR |
(APY 0.100%) |
|
|
|
|
|
Christmas and Vacation Accounts |
||
|
$5.00 and above |
0.10% APR |
(APY 0.10%) |
|
Signature & Co-Maker *Up to $7,500 maximum |
|
|
To approx. 36 mos. |
7.0% APR |
|
To approx. 48 mos. |
8.0% APR |
|
To approx. 60 mos. (new loans only) |
9.0% APR |
|
|
|
|
New Vehicles, Boats, & 100% Share Secured 2009 and Newer |
|
|
To approx. 36 mos. |
2.49% APR |
|
To approx. 48 mos. |
2.70% APR |
|
To approx. 60 mos. |
3.00% APR |
|
To approx. 72 mos. |
3.75% APR |
|
To approx. 84 mos. (current model year & newer) |
4.00% APR |
|
|
|
|
Used Vehicles & Boats |
|
|
2008 and Older |
|
|
To approx. 48 mos. |
4.50% APR |
|
|
|
|
RVs and Motor Homes ($10,000 and Over) |
|
|
To approx. 36 mos. |
3.49% APR |
|
To approx. 48 mos. |
3.70% APR |
|
To approx. 60 mos. |
3.75% APR |
|
To approx. 72 mos. |
5.00% APR |
|
To approx. 84 mos. |
6.25% APR |
|
To approx. 96 mos. |
7.50% APR |
|
RVs & Motor homes under $10,000—same as vehicle rates. |
|
|
|
|
|
All Other Secured |
|
|
To approx. 48 mos. |
4.50% APR |
|
|
|
|
Home Equity Loans |
|
|
Up to $75,000 maximum |
|
|
36 mos. |
3.40% APR |
|
37-60 mos. |
3.99% APR |
|
61-84 mos. |
4.49% APR |
|
85-120 mos. |
5.00% APR |