The 3/31/08 rates below are not guaranteed for the next quarter. 

Regular Shares (Savings)

IRA Accounts

APR

APY

APR

APY

Under $300.00

0.000%

0.000%

0.000%

0.000%

$300—$4,999.99

1.750%

1.762%

2.000%

2.015%

$5,000—$9,999.99

2.375%

2.396%

2.500%

2.524%

$10,000—$24,999.99

3.000%

3.034%

3.200%

3.239%

$25,000—$49,999.99

3.250%

3.290%

3.400%

3.444%

$50,000 Up

3.500%

3.546%

3.600%

3.649%

Signature Loans ($1,000—$2,000,
all terms)

9.50%

Signature Loans (Over $2,000)

12 months
18 months
24 months
36 months
48 months
60 months

7.50%
8.50%
8.90%
9.90%
10.90%
11.50%

Vehicle Loans (2008, 2007, 2006)

24 months
36 months
48 months            
60 months

Available with Mileage Under 15,000:
72 months with 36 month balloon
72 months fixed

     Available for $25,000+ Loans on
Current Model Year:
84 months with 42 month balloon
84 months fixed

4.60%
4.80%
5.15%
5.45%

4.95%
5.70%

5.30%
5.95%

Vehicle Loans (2005, 2004, 2003)

36 months
48 months
60 months (only for loan of $15,000+)

5.25%
5.50%
5.90%

Vehicle Loans (2002, 2001, 2000)

36 months
48 months

5.90%
6.50%

100% Share Secured Loans

24 months
36 months
72 months*
*with 36 month balloon
48 months
84 months**
**with 42 month balloon
60 months
72 months fixed
84 months fixed

4.60%
4.80%
4.95%

5.15%
5.30%

5.45%
5.70%
5.95%

50% Share
Secured Loans

36 months
($1,000—2,500)
48 months
($2,501—4,000)
60 months
($4,001 +)

7.50%

8.00%

8.50%

Home Equity Loans
(Minimum of $10,000)

Fixed:
36 months
48 months
60 months
72 months
84 months

72 months with 3 year balloon
108 months with 3 year balloon
144 months with 3 year balloon

96 months with 4 year balloon
144 months with 4 year balloon

120 months with 5 year balloon
180 months with 5 year balloon

144 months with 6 year balloon

168 months with 7 year balloon

4.90%
5.20%
5.40%
5.60%
5.90%

5.20%
5.40%
5.50%

5.50%
5.60%

5.60%
5.90%

5.90%

5.90%